2gether

ICO Analysis – 2gether (2GT)

2gether is a collaborative economic platform that allows users to manage their traditional economy based on euros, and their new collaborative economy based on crypto. Using 2gether it is possible to make payments with current course money and with cryptocurrencies. In addition, it is possible to purchase products and services within the platform itself. They call it a collaborative economic platform and now we will understand why.

Main services of 2gether

  1. Onboarding online in 3 minutes and free card reception.
  2. Joint management of currency and cryptocurrency.
  3. Transfer of money, euros and crypto, between users in real time and around the world.
  4. Payment with cryptocurrencies according to market value in real time.
  5. Acquisition of cryptocurrency.
  6. Global vision of your finances.
  7. Custom economic analysis and forecasts.
  8. Marketplace of financial products and crypto.
  9. Collaborative purchase of assets.

 

  1. Onboarding online in 3 minutes and free card reception.

By creating a user account in 2gether we will generate a prepaid card and an associated account (in the future, debit card and IBAN). To access, we only need a valid European identity document or a passport.

Tarjeta de crédito

  1. Joint management of currency and cryptocurrency.

In the app of 2gether, you manage your euros and your cryptocurrencies in an integrated way, being able to see balances and movements jointly and separately, with a calculation of the equivalence between currencies in real time.

                               Gestión conjunta de moneda y criptomoneda.

 

Gestión conjunta de moneda y criptomoneda.

 

  1. Transfer of money, euros and crypto, between users in real time and around the world.

When you move between countries the application will know it and will make the payments with the local currency, thus reducing the commissions. Currency changes will be made with the highest possible market value at the time.

Transferencias entre usuarios

Transferencias entre usuarios

 

  1. Payment with cryptocurrencies according to market value in real time.

You can make payments anywhere in the world from the application 2gether with cryptocurrencies with their real-time value.

Pago con criptomonedas

 

Pago con criptomonedas

  1. Acquisition of cryptocurrency.

You can buy and sell your cryptocurrencies directly from your application, enjoying the best market price and without additional cost to the exchanges.

Paga con cualquier moneda

 

  1. Global vision of your finances.

The application will allow you to synchronize all the accounts you can have in different banks or entities to have total control of your money. 2gether will allow adding bank accounts and in addition to cryptocurrency wallets.

Visión global de tus finanzas.

  1. Custom economic analysis and forecasts.

The application can make a forecast of our economic situation in the near future by analyzing our previous financial behavior.

Análisis económico personalizado y previsiones.

  1. Marketplace of financial products and crypto.

Marketplace de productos financieros y cripto.

 

Marketplace de productos financieros y cripto.

 

  1. Collaborative purchase of assets.

2gether is a collaborative economic platform. This means that it is possible to make joint purchases of products or services to obtain better prices, discounts or promotions.

2GT token

The 2GT token is the exchange currency used within the 2gether platform. Therefore, it will be the one that allows access and exchange between users and suppliers within it.

What does 2GT offer the user?

  • Belonging to a community with a different vision of the economy. It is only necessary to have a token to access the platform, but the more you have, the greater the benefits that can be obtained.
  • Control and monetize your personal information, 2gether has a series of algorithms that, combined with Big Data are able to extract interesting information about our habits. The information obtained is your property, it is your decision if you authorize companies to use it in exchange for payments in 2GT.
  • It is possible to contract products and services from 2gether, obtaining a possible reward in 2GT tokens depending on the amount spent.
  • You can also earn 2GT tokens contributing to improve the community, how? For example, proposing new features on the platform or using the referral program to attract new users.
  • 2gether allows users to vote and be part of certain decisions within the environment – prioritize functionalities, collaborative models, transparent rules and ethical codes.
  • Finally, also indicate that 2GT works like a conventional cryptocurrency and can be used to acquire products or services on the platform: gasoline, electricity, current currencies, other cryptocurrencies or any assets tokenized in the future.

What do you offer to suppliers?

  • 2gether gives access to the providers to take advantage of the information obtained using their algorithms and Big Data with the prior authorization of the users. For this reason, in order to take advantage of the potential of 2gether, they will need 2GT tokens, both to access information and to make offers to users.
  • It also allows the creation of personalized offers adapted to the different profile types analyzed (segmentation). They can never know who is the user in question, all the information is anonymized and it is the user who authorizes which data is accessible and which data is not. In addition, when a company makes a commercial offer to a user, it must pay a commission in 2GT tokens that will go directly to the user’s profile.
  • The 2GT tokens allow the creation of new business models and products to improve the lives of users. Any good can be tokenized, making possible the exchange between users without using FIAT.
  • When a user acquires a product, 2gether provides the infrastructure to certify the digital identity and the signature. The provider must pay a commission in 2GT tokens for this service.
  • Finally, 2gether provides the infrastructure for the closing of transactions between users and companies. In this way, security and regulatory compliance is guaranteed by both parties.

Technology

Regarding the technology to develop 2gether, the optimization, security, availability and scalability of the system have been taken into account as a basis.

The architecture is designed in the Cloud and is self-managed to guarantee the scalability of the system. Therefore, this model makes the maintenance of 2gether is nothing more and nothing less than five (5) times cheaper than traditional banking systems.

Costes de mantenimiento

Landscape of 2gether

In the following graphic we can see what systems currently in use converge in the application 2gether.

Landscape 2gether

Roadmap

Roadmap 2gether

Summary

 

Distribución de tokens

 

  • Additional information: All tokens that do not enter circulation during the sale period will be burned and tokens will never occur again.

Conclusions

For all this, we can say without a doubt that this project will revolutionize the banking sector as we know it. This will give greater independence to users wherever they are. On the other hand, 2gether will eliminate the bureaucratic barriers that we have today in banking. All this will give greater power of decision to the users of its application, since it will facilitate the management of private information and eliminates the current status quo.

The best thing is that it is not just a white paper, it is already operational in Spain in alpha mode, and soon it will be in beta throughout Europe.